single lounge chair,single recliner chair,single couch chair,loveseat with chaise,cushioned chaise lounge Famous Home Living(Dongguan)Co.,ltd , https://www.famoushomeliving.com
In a groundbreaking move, the renowned brand Hongmu Yajuge has partnered with Minsheng Bank to introduce China's first consumer credit service specifically for mahogany furniture. This innovative initiative simplifies the purchasing process, allowing customers to enjoy their favorite pieces through flexible installment plans and no down payment required.
This collaboration marks the first time that the domestic mahogany furniture industry has embraced consumer credit. According to Minsheng Bank’s retail marketing officer, the application process is straightforward—customers only need to submit basic documents like identification and income proof. Once approved, the bank pays the seller directly, and the customer can take the furniture home immediately. Repayment options are also flexible, with consumers able to choose monthly installments or a lump sum at the end of the year, with loan terms ranging from 1 to 3 years. Notably, Hongmu Yajuge will cover the interest for the first year, giving customers a full year of interest-free financing.
Consumer credit is not just a convenience—it's a test of a company's credibility and financial strength. Minsheng Bank typically works with large, well-established companies in sectors like real estate and automobiles. Their decision to partner with Hongmu Yajuge reflects confidence in the brand's long-standing reputation and stability. For over 13 years, Hongmu Yajuge has focused on crafting and selling classical mahogany furniture, earning its place as a leading brand in the market through authentic materials, superior craftsmanship, and a commitment to quality and value retention. As the president of the Shaanxi Provincial Classical Traditional Redwood Furniture Professional Committee, General Manager Shi Lifeng emphasized that this partnership represents both an innovative marketing strategy and a step forward in supporting the growth of the mahogany industry.
By introducing this credit model, Hongmu Yajuge is helping to lower the entry barrier for potential buyers, making it more accessible for everyday consumers to invest in high-quality mahogany furniture. Additionally, since the company covers the interest, there are no extra costs for the customers, reducing both financial risk and investment pressure. To further enhance customer confidence, Hongmu Yajuge has launched a “preservation and value increase, three-year buyback†program. If the furniture remains in good condition, customers can reclaim the original price after three years, while also receiving lifetime free maintenance. This ensures peace of mind for buyers, making the investment in mahogany furniture more appealing and manageable.
For more updates and details about this exciting development, visit the official website of Xianghe Furniture City.